Secondary, or supplemental, insurance that helps cover what your primary care insurance does not. This type of insurance can lower any out-of-pocket costs, because you instead use a supplemental plan. They do not have enrollment periods, thus you can add this valuable option whenever you need it.

Here are just a few of the things supplement insurance can cover:

Vision

Vision care is often not provided through most primary care insurances and it is not covered through Obamacare. However, it is often imperative, especially as people age, to have preventative and corrective care. We can help you find the lowest costs vision plan to fit your budget!

Dental 

Did you know that your oral care is important for your whole body–not just your mouth! Periodontal disease puts you at a higher risk of stroke, heart disease, dementia, respiratory issues, and premature birth. Routine visits, including cleanings, which are vital to staying well, are usually covered with dental supplemental insurance.

Disability 

A serious injury could render you prevent you from working for months, sometimes years. Disability insurance is crucial in providing you and your family money to make up for lost wages. This insurance can bring a lot of peace of mind!

Cancer Insurance 

A lot of people don’t realize they can opt for insurance to help cover the skyrocketing costs of cancer treatments. This secondary insurance is especially important if you have primary insurance high deductible!

Accident Insurance

We never know when an accident or sports injury might befall us. The average broken bone x-ray costs $500 and up, let alone the treatment and follow-up physical therapy (at least $8,000 after what your primary care insurance covers). If you are a rugged outdoors person, or your kids play soccer or football, this supplement insurance may be just the ticket to saving you hundreds, even thousands, of dollars.

Medicare Supplemental Insurance

If you’re 65 or over, you’ve probably heard a lot about this supplemental insurance. Medicare covers quite a bit, but many health situations go beyond what Medicare can cover. This insurance is affordable and fills in any procedures that might normally not be covered.

Long-Term Care Insurance

Often as we age, our body and mind begin to decline and “activities of daily living” (e.g., ability to manage our medications, bathing, mobility, etc.) become too difficult to manage on our own. Long-term care insurance helps you to cover the cost of assisted living or in-home care. Long-term care requirements must be determined by your physician. No one wants to be a burden on their family; this insurance guarantees you can provide for yourself at least financially.