My Health Care America

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OPEN AND SPECIAL ENROLLMENT PERIODS

Open Enrollment

The open enrollment period to sign up for health insurance in 2022, started November 1, 2021 and runs through Wednesday, December 15, 2021. This is a good time to review your current health care plan and compare it to new options available for 2022, so click here to do just that!

Special Enrollment

Special Enrollment provides a window outside of your open enrollment period to change your insurance due to a change in life circumstance. A few of the “qualifying life events are getting married, having a child (or adding dependents), a change in income, loss of a partner, and moving.

You will be asked to prove any of these life events (e.g., birth certificate if you’ve had a baby, a marriage license, a death certificate, etc.) to qualify. Let My Health Care America walk you through applying during your special enrollment period.

How My Health Care America Can Help

We have an extensive database that can quickly help us identify your options so that you can make an informed decision regarding your health care plan. Click here to review the different options.

We take the stress and frustration out of wondering if you have the right insurance for you. Since insurance plans change every year, a yearly check-in with My Health Care America can help save you a lot of money!  

How do I get started?

What makes My Healthcare America special?

Our goal is to find you the best, and least expensive, personalized insurance coverage. We help you compare plans so that you don’t aren’t stuck with high deductibles, co-pays, or other out-of-pocket costs.

What do you charge for these services?

Not one dime. We are a completely free platform to assist you in finding the health insurance program that’s best for you.

All the different plans look confusing. Can you help me find what I need?

Absolutely! We have licensed professional who can help you navigate your options, so you can rest easy that you’re making the best decision for you.

I already have a plan. Why should I consult My Health Care America?

Insurance carriers change their plans every year; a plan that’s been working for you may not be your best choice this year. We provide you and easy way to compare “apples to apples.”

What do I have to do to get started?

All you have to do is , click here. We ask you a few questions so that we can search for the best coverage for you.

Click here to save!

Knowledgeable, licensed representatives are on stand-by to help you make informed decisions. Health care coverage is imperative, whatever your income status. Our licensed insurance agents will help you find the most affordable plan for you.

Knowledgeable, licensed representatives are on stand-by to help you make informed decisions. Health care coverage is imperative, whatever your income status. Our licensed insurance agents will help you find the most affordable plan for you.

Affordable Plans

Our licensed agents are ready to give you a free quote today and you’ll save money tomorrow!

If You Have Questions, We Have Answers!

Our highly trained insurance representatives can assist you every step of the way, from enrollment until you receive confirmation you’ve completed every step correctly.

Comparing Your Choices

We simplify the often-confusing choices promoted by insurance companies. By doing this, we can save you a lot of money!

Preferred Provider Organization (PPO) Plans

This flexible plan lets you use doctors, hospitals, and specialists outside of your network for an additional fee. With this plan, you don’t have to get a referral from your primary doctor to see a specialist. This allows you to be seen faster without any hassles.

Short Term Plans

Short term or “temporary” plans allow you to continue health care coverage in the event of a job loss, etc. These plans can be very expensive and only last between 30 days and 12 months, covering mainly medical emergencies. Your pre-existing conditions are considered when applying for this, however, you can usually get coverage within 24 hours.

Health Maintenance Organization (HMO) Plans

These plans are the most prevalent types of healthcare coverage. They usually consist of a large network of health care providers and specialists. You will be asked to pick a primary care physician (PCP) who oversees your care that you must receive a referral from to see any sort of specialists. HMOs often are limited to a service area, so you this prevents you from coverage from specialists in other cities. These plans focus on prevention and wellness, covering things like mammograms and yearly check-ups.

Health Savings Accounts

Also known as HSAs, these plans work as a sort of savings account that allows you to put away pre-tax money for qualified medical expenses. The funds are not usually applicable to monthly premiums. However, you may lower your overall costs by using untaxed monies to pay for things like copayments, coinsurance, deductibles, etc.