My Health Care America

Terms of Use

These terms and conditions (“Terms of Use”) govern your usage of services offered by Global Digital Revenue, LLC (collectively, “Site”). You agree to the Terms of Use by using the Site. This includes requesting insurance quotes by calling our toll-free number or submitting a request to us by phone. You are not allowed to use or access the Site if you don’t agree with these Terms of Use. Global Digital Revenue, LLC, and its subsidiaries, and affiliates, are referred to as “we” or “us”.

Our Service

You can obtain quotes from both insurance companies and other service providers through the Site. We will match you with the best insurance options and give you links to more information. We cannot guarantee approval of any policy you apply for, nor that any insurance carrier or service provider to whom we link will review or contact your application. We do not have any control over the actions of insurance companies or other companies whose products are displayed on this Site. Any insurance provider’s policy will be subject to its terms and conditions. We have no control over these terms and conditions. Although we do our best to provide current information about a range of insurance options, this information is not guaranteed or warranted. Once you have selected a link to an insurer or service provider, you’ll be taken to their site where you can review the applicable terms and condition.

We are not an agency of the Federal government. Our purpose is to help consumers find licensed insurance agents in their area. They can help them search for the most affordable and best-suited policies based on their location, health, and a range of other factors.

The Insurance companies pay us for providing information to interested consumers about available policies.

Accessing our Site

The Site is only available to those who are 18 years or older and live in the United States. We reserve the right to discontinue, terminate, modify, suspend, or discontinue any aspect the Site for any reason at any time. Without notice or penalty, we may also place limits on certain features or limit your access to the entire Site.

User Data; Consent to Contact

You may be asked for information or materials (“User Data”) during your use of this Site. For example, we may ask you for information when you request insurance quotes. Our Privacy Policy, which is incorporated by reference herein for all purposes, outlines our information collection and use practices in respect to User Data. Before submitting any User Data, please read our Privacy Policy. You agree and acknowledge that you are responsible for the accuracy of your User Data. We are not responsible for the maintenance of any User Data you give us. However, we can delete or destroy such User Data at our discretion. We reserve the right not to post or remove any User Data in whole or in part that we deem unlawful, unacceptable, unsuitable, inappropriate, or contrary to these Terms of Use.

You are signing up to receive communications directly from us, via our website, or through a third-party by providing us with your contact information through the Site. You will receive periodic newsletters and other electronic mails with promotions and offers. You may also be contacted by telephone via an automated dialing system. This includes a prerecorded message, interactive voice response system and SMS messaging. If you no longer wish to receive these communications, please let us know by sending an email through our contact form. You may also opt-out by clicking on the unsubscribe link in our emails.

Exclusive ownership of rights

The Site and any software required to use it contain proprietary and confidential information. This information is protected under intellectual property laws in the relevant jurisdictions. The Site and any software used in connection with it contain proprietary and confidential information that is protected by copyrights and trademarks, service marks, patents and other rights. Except as permitted by law or authorized by us, you are prohibited from altering, selling, distributing, transmitting, broadcasting, publicly performing or creating derivative works from the Site in any way. You are prohibited from making any commercial use of the Site or any part thereof.

Global Digital Revenue LLC grants you an individual, non-transferable, and non-exclusive license to use the Site from a computer or another Internet device. However, you must not copy, reproduce or distribute any data, content, or materials (or allow any third party) and do not permit them to do so. You must not modify or use modified versions of this Site for any purpose. Without our express written consent, we do not grant any license to any user to use any of our trademarks, service marks, trade names or other marks or logos. All third-party marks belong to their respective owners.

All questions, comments, suggestions or materials that you submit to us via the Site become our exclusive property. All rights in such materials will be ours and we have the unrestricted permission to use, publish, and disseminate such information without compensation or attribution.

Disclaimer on Warranties

Information and services provided on this Site are provided “as-is” and only for informational purposes. The Site is not intended to be a substitute for professional advice. All warranties, whether express or implied are hereby disclaimed, including warranties of merchantability, fitness for a specific purpose, or non-infringement or infringement of other rights. We don’t warrant that the Site is free from errors, viruses, worms, or any other harmful or destructive code.

Limitation of liability

Global Digital Revenue LLC, OUR OFFICERS AND EMPLOYEES, AFFILIATES OR CONTENT OR SERVICES PROVIDERS (COLLECTIVELY THE “PROTECTED ENTITIES”) WILL NOT BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL OR INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES OR DIRECTLY OR INDIRECTLY RELATED to, OR THE USE OR INABILITY TO USE THE SITE OR THE MATERIALS OR RELATED TO THE SITE, MATERIALS, INCLUDING LOSS OF REVENUE. In no event shall our total liability to you for all damages, losses, and causes of action (whether in contract, tort (INCLUDING, but not limited to, negligence) or otherwise) exceed FIVE DOLLARS ($5.00 The ABOVE LIMITATION MAY not apply to all jurisdictions or all users. If you do not agree with the above, your only recourse is to terminate this agreement and discontinue use of the site.

Links to Our Site

For informational purposes, we accept advertising from and link to other sites. The accuracy and availability of information on other sites from which we may link to the Site is beyond our control. These links do not imply endorsement or association with these sites, or their content, products or advertising. We are not responsible for or liable, directly and indirectly, for any damage, loss, or injury caused by your reliance on content, goods, or services on these sites. We have no control over and assume no responsibility for the content, privacy policies or practices of third-party sites or third party content on the Site. The Site is free to use. Insurance companies and other companies may compensate us for using the Site.

Up-to-date

These Terms of Use may be modified at any time. Any changes to these Terms will become effective immediately after they are posted to the Site. Acceptance of any changes to these Terms of Use is a condition of your use of the Site.

The applicable laws

These Terms of Use and the Site are subject to the laws of Texas. They do not apply to principles of conflict of law. The Terms of Use may be deemed invalid, illegal, or unenforceable. However, any other provisions of the Terms of Use will not be affected or impaired by such a ruling. You may only bring any dispute arising out of your use of this Site to the appropriate state or federal court in Texas. Accessing this Site from another location is at the user’s own risk. They are responsible for complying with all local laws, if any, where applicable. Any claim or cause d’action arising from or related to the Site or the Terms must be filed within one year of such claim or cause d’action arose, or they will be forever barred.

Partners

We work with national insurance companies to help you find the best and most affordable coverage options. You can see our Partners .

Arbitration Agreement

Any dispute or claim related to this website will be settled by binding arbitration. This agreement also applies to claims against vendors, clients, and Marketing Partners. This agreement is subject to the Federal Arbitration Act as well as federal arbitration law.

Arbitration does not have a judge or jury. Court review of arbitration awards is also limited. An arbitrator, however, can award the same damages and relief on an individual basis as a judge (including injunctive or declaratory relief or statute damages) and must adhere to the terms of the agreement as a judge.

American Arbitration Association (AAA), which has its own rules and Supplementary Procedures to Consumer-Related Disputes, may conduct the arbitration. You can find the AAA’s rules at www.adr.org, or by calling 1-800-778 7879. The arbitration can be conducted over the telephone, using written submissions, in person in your county, or at another location mutually agreed to.

Each of us agrees that any dispute resolution proceedings will only be conducted on an individual basis. They will not be conducted in a class, representative, or consolidated action. We each waive our right to a jury trial if a claim is brought before a court instead of in arbitration. Both of us agree to bring suit in court to stop infringement or misuse of intellectual property rights.

California Consumer Privacy Act

Last update: January 1, 2020

California residents can request certain information about their personal data. Each of these requests will be fulfilled to the extent that is required by law.

  1. You can request information about the personal information we hold on you. This includes a list containing categories of personal information that has been sold and a list indicating which categories of personal information we have shared with other companies for business purposes.
  2. We can delete your personal data.
  3. You have the right to ask us not to sell your personal data.

Below are more details about each request.

  1. What personal data do you have about me? We will respond to your request (to the extent permitted by law):
    • These are the categories of personal data we have about you.
    • These are the sources we use to collect your personal data.
    • Your personal data may be used for commercial purposes.
    • These are the categories of third parties with which we share personal data.
    • We have identified the specific pieces of information that we have about you.
    • This list includes the categories of personal data we have sold and the company to which it was sold. Any of the personal information we have could be sold to other companies. We will notify you if we sell your personal information.
    • This is a list of the categories of personal data that we have shared for business purposes, as well as the category of any other companies we shared it with.
      This information can be requested up to twice in a 12-month period. The information you receive may only include the personal information we have about you for the past 12 months.
    • I Want to Delete My Personal Data: You can ask us to delete your personal data. We will remove personal information we have about you, in the manner required by law, from our records. We will also direct service providers to do so. Sometimes, the deletion can be achieved through de-identification. You may be restricted from using certain websites or in-store functions that rely on your personal data if you decide to delete it. You can’t cancel any memberships that you have purchased by deleting your personal information.
    • We don’t sell personal information to anyone for monetary consideration. California law allows for the transfer of personal data to third parties or within the Walmart family of businesses without payment. However, in some cases, this may be considered a sale. All categories of personal data, including biometric and background information, are subject to California law. These transfers could be considered a sale. We will not make such transfers if you request to stop selling personal information. To opt out of selling your personal information to California residents, please click the “Do Not sell my Personal Information” button at the bottom.

    For exercising your rights, we will not discriminate against anyone. We will not refuse you goods or services, charge you different rates, offer a different quality or service, or suggest that you might get a lower price or a higher quality product. It is possible that you will not be able participate in certain programs and membership services that require you to provide personal data if we ask you to erase or stop selling it.  

    California Privacy Rights – Shine The Light

    California residents have the following rights.

    • We share personal information with others outside of myhealthcareamerica.net for direct marketing of their products only if we have your affirmative consent (opt in).
    Contact Information

    Email: info@myhealthcareamerica.net

    Phone: 1.877.920.4527